Hospital Indemnity Insurance

hospitalWhat is Hospital Indemnity Insurance?

Hospital Indemnity Insurance pays you a daily benefit for each day that you are hospitalized, starting with the first day of hospitalization. Benefits are paid regardless of other insurance and can be used any way you wish. This benefit can be used for the added expenses that come with hospitalization (uncovered medical expenses and co-pays, lost income, transportation expenses, etc).

This benefit can also be helpful for customers whose health insurance is a high-deductible plan, which is increasingly common. There is no medical underwriting required to obtain this coverage. The Hospital Indemnity plans we offer are underwritten by the Life Insurance Company of Boston & New York (Athol Springs, New York).


The Sellers & Co. Advantage

Our agency administers the Hospital Indemnity Programs we offer for Physicians, Attorneys, and Civil Service employees. That means that you will receive personalized service directly from our agency – including at time of claim if you are hospitalized.

Please click below to learn more about the Benefits offered under the Hospital Indemnity Program for:

Physicians    Attorneys    Civil Service

  • "Recently I have had to use your disability insurance. The process was smooth and swift - the personnel were responsive and caring."

    AF, Physician, New York, NY

  • "I also have disability policies with some other companies, and I would like to emphasize that the caring and consideration afforded me by the Sellers Agency was markedly better."

    SB, Physician, Brightwaters, NY

  • "I had to use the Benefits once, and Your Company is unreal! The best experience I've ever had!…You people are there before and after!!"

    GN, Civil Service Employee, Corfu, NY

  • You are very efficient, courteous, and pleasant to deal with. Don’t change!”

    SM, Physician, New York, NY

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