Disability Income Protection

Why Disability Income Insurance?

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How will you pay the bills if disability strikes and your paycheck stops? Are you aware of the added expenses of being disabled?  What are your hopes for the future?  College & post-graduate education for your children?  Disability Income Insurance pays you a monthly benefit so you can continue to support yourself, your family, and pay the bills.
Questions suggested by The Council for Disability Awareness.


The risk of disability is real:
Accident or illness will force 1 in 5 U.S. workers to miss work for at least a year before they turn 65.
Life & Health Insurance Foundation for Education, Nov. 2005

Illnesses like cancer, heart attack or diabetes cause the majority of long-term disabilities. Back pain, injuries, and arthritis are also significant causes.
Council for Disability Awareness Website, Aug. 2010

The Sellers & Co. Advantage
Our agency administers the Disability Income Programs we offer for Physicians, Attorneys, and Civil Service employees.  That means that you will receive personalized service directly from our agency – including at time of claim if you are injured or sick.

Please click below to learn more about the Benefits offered under the Disability Income Program for:

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(Information provided is a summary only.  For complete terms and limitations, please refer to the applicable Certificate or Policy of Insurance.  Specimen copies available upon request.)