Business Auto Insurance

autoProtect Your Business Assets from Auto Liability Risks
If you or one of your employees causes an accident while driving a vehicle owned or used by your business, and the accident resulted in personal injuries or damage to the property of an unrelated person, your business can be held responsible.  To protect your business, you need a Business Auto policy.  Like your Personal Auto Policy, a Business Auto policy is a package of liability and property coverage.  It includes bodily injury and property damage liability coverage.  There is also Comprehensive and Collision coverage for autos owned by the business.

Why Business Auto Insurance?

  • Insurance limits offered under a Business Auto policy are typically higher than on a Personal Auto Policy, so that you can adequately protect your business from financial loss.  
  • Business Auto policies can also cover situations where your employees are using their own vehicles for business. This is often referred to as “Non-Owned Auto” coverage.  
  • Most Business Auto policies even provide liability coverage for your employees’ own vehicles when used for business in the event that the claim expenses exceed their personal auto policy limits.
  • Your Personal Auto Policy may have exclusions relating to business uses of your vehicle.

Contact us today to find out more about properly insuring the vehicles you use in your business.

(Information provided is a summary only.  For complete terms and limitations, please refer to the applicable Certificate or Policy of Insurance.  Specimen copies available upon request.)